Lowering Bills Tips
Lower your monthly bills to build more discretionary income
(links to our money management module):
|  | Lower Your Monthly Housing Costs mortgage refinancing - rent - taxes - utilities - home repairs, cooling | 
|  | Lower Your Family Living Costs food shopping - general groceries - clothing costs - baby care / feeding costs | 
|  | Lower Your Transportation Costs auto loan refinancing - auto insurance - fuel costs - repairs - transportation use | 
|  | Lower Your Family Care Costs insurance needs - medical visits - vet expenses - medications - care facilities | 
|  | Lower Your Recreation - Entertainment Costs cutting recreation costs - dining in - personal movie house - vacation costs | 
|  | Manage Your Debt Obligations credit card payments - student loans - personal loans - charitable donations | 
|  | Manage and Grow Your Income career plans - back to school plans - small business opportunities | 
|  | Setting Up a Savings Plan personal savings - college savings - saving for a home - retirement savings | 

